Padlord
A portfolio tracker for UK landlords. Yields, cashflow, deadlines and documents for every let, and an AI that answers from them.
- Free for 3 properties
- Compliance dates tracked
- Marlow AI assistant
Padlord vs Lendlord: built for the lets you own
Lendlord helps investors find, finance and file. Padlord keeps every number, deadline and document for the lets you already own in one place.
Last checked 1 October 2026
Lendlord
A platform for landlord investors: deal sourcing, finance, bank feeds and Making Tax Digital filing in one subscription.
- Free plan, paid from £12
- Files MTD returns
- iOS and Android apps
Padlord vs Lendlord, side by side
| Padlord | Lendlord | |
|---|---|---|
| Best for | Landlords running the lets they already own | Investors sourcing and financing new deals |
| Price | Free for up to 3 properties. Plus £9.99 a month | Free plan. Premium £12, Premium Plus £36 a month |
| Making Tax Digital | Exports a quarterly summary on Plus, for your filing software | Files quarterly updates to HMRC on paid plans |
| Bank feeds | No. Rent follows your tenancies and you log costs | Yes, from Premium (up to 3 accounts) |
| Compliance reminders | Gas, EICR, EPC and licences tracked; push reminders on Plus | Compliance Hub on paid plans |
| Deal analysis | Free calculator, no sign-up, with personal vs company tax | Deal analyser, enhanced on paid plans |
| AI assistant | Marlow answers from your portfolio: 25 a month free | Lendlord AI: 50 messages a month on Premium |
| Tenants | No tenant app | Tenant app and maintenance requests, paid plans |
| On your phone | Web app on your home screen, no app store app | iOS and Android apps |
Lendlord and its logo belong to its owner. Padlord is not affiliated with Lendlord.
Your deadlines find you.
Gas, EICR, EPC, licences and insurance for every property, with what needs attention first. On Plus, a reminder reaches your phone before each one is due.
Ask your portfolio anything.
Marlow, Padlord's AI assistant, answers from your own properties, tenancies and documents. Share a certificate and it fills in the dates for you to approve.
Know the deal before you sign up anywhere.
The deal calculator is free, with no sign-up. It works out yield, cashflow and stamp duty, and what you keep owning personally or through a limited company.
Which one is for you?
Choose Padlord if
- You already own your lets and want every deadline in one place
- You want personal vs limited company tax before you buy
- You want an AI that answers from your own portfolio
Choose Lendlord if
- You source deals from Rightmove, Zoopla and auctions
- You need MTD returns filed to HMRC from the same app
- You want bank feeds and an app for your tenants
Questions about Lendlord
Is Lendlord free?
Lendlord has a free plan, but bank feeds, Making Tax Digital filing and the Compliance Hub need Premium at £12 a month or Premium Plus at £36. Padlord is free for up to 3 properties.
Does Lendlord work with Making Tax Digital?
Yes. Lendlord is on HMRC's list of MTD software and files quarterly updates for UK property on its paid plans. Padlord does not file: Plus exports a quarterly summary for your filing software or accountant.
What is a good Lendlord alternative?
If you mainly run lets you already own, Padlord tracks each property's yield, cashflow, compliance dates and documents in one place. If you buy often and want finance arranged too, Lendlord covers more of that.
Lendlord or Padlord for a small portfolio?
Decide on whether you need MTD filing and bank feeds. Lendlord has both from £12 a month. Padlord has neither, but it is free for up to 3 properties and keeps every deadline and document in one place.
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Free for up to 3 properties. Join before 31 January 2027 for annual Plus at £59 a year.
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